We’re not really sure where the distinction lies between HNW and UHNW. Some Private Banks seem to draw the line at £ 25m-£ 30m NAV, whereas if you are worth more than that you are deemed UHNW and below you are merely a HNW. Others are at £ 50m, and others are at £ 100m+. It’s one of these questions, that if you have to ask you’re probably a HNW rather than UHNW!