Typically used in Development Finance. The stage after First Fix has been completed, or the property is at Shell & Core stage. The works needed to make the property suitable for occupancy; connection of electrics, sinks, toilets, hanging of doors, etc. Commercial Property and High-Value Residential Property are sometimes built to Shell & Core stage as the owners / occupants are more likely to have specific requirements to how the property is finished. Also known as Fit-Out Works.