Primarily designed to prevent Lenders from becoming used by criminals to launder money. It is used at all levels and by anyone involved in a financial transaction; intermediaries, lawyers, banks and even estate agents are encouraged to report anything suspicious. For us, it is incredibly important to understand our clients fully as it is only then that we can arrange the best loans. We’ve lost count of the number of times that a client has come to us trying to structure a financial transaction one way, and then after consulting with us, we are able to find a much more efficient and cheaper way of achieving the same or a better outcome. Invest the time at the outset.