This is the fee the lender charges on completion of the loan. Some lenders will charge these as and when the loan is credit-approved, which is akin to a Commitment Fee. Most lenders allow these fees to be paid on completion from the borrowers own funds, or more commonly they can be deducted from the loan advance, or even added to the loan (subject to LTV Covenants). Please be aware if you add the fee to the loan, you will be charged interest.